Money Time Bonus Rounds & Booster Explained: Cash Roll, Bank Heist, Coin Rush & the Vault
By LiveCasinoData editorial team · Updated 2026-08-28 · 14 min read
Money Time has four bonus games, Cash Roll, Bank Heist, Coin Rush and the Money Time vault, sitting on 9 of the wheel's 54 segments (16.67% of spins), plus a separate Betspot Booster worth 2x to 50x on one bet spot each spin. Cash Roll and Bank Heist pay every bettor the same result (median 7x and 10x in our data), while Coin Rush and Money Time pay each player individually, so our tracked multiplier for those two reflects the best value on offer, not a typical payout. Over the last 90 days (83,692 rounds) the Betspot Booster matched the winning spot 11.33% of the time, and Bank Heist's 40,000x design cap is the highest amount the game can pay.
Key takeaways
- Four bonus games sit on 9 of the wheel's 54 segments, so any bonus lands on 16.67% of spins; our last 30 days measured 16.6%.
- The Betspot Booster is a separate 2x-50x multiplier drawn before every spin; it matched the winning segment on 11.33% of the 83,692 rounds tracked in the last 90 days.
- Cash Roll (7.41% of spins) and Bank Heist (3.70%) pay every bettor the same result; Coin Rush (3.70%) and Money Time (1.85%) pay each player individually, so our stored multiplier for those two is the best value on offer that round, not what any one player was paid.
- Bank Heist carries the game's overall win cap of 40,000x, reachable only with a matched 50x Betspot Booster; the largest amount our tracker actually recorded was 1,600x.
- The Money Time bonus is the rarest trigger, averaging one hit every 50.9 spins against a theoretical 54, with a longest observed gap of 448 spins.
Money Time's 54-segment wheel carries four real bonus games, Cash Roll, Bank Heist, Coin Rush and the Money Time vault, spread across 9 segments, plus a separate Betspot Booster that can multiply a single bet spot before the wheel even turns. This page walks through each bonus mechanically, states the exact odds, and checks them against our own tracker, which has logged 217,141 rounds since the game launched on 24 September 2025, including 83,692 in the last 90 days. For the base rules of the wheel and every bet, start with the Money Time guide; to watch results arrive live, open the tracker.
How many bonus segments does the Money Time wheel have?
Nine of 54, the same fraction as Evolution's Crazy Time but split across a different roster. Four segments trigger Cash Roll, two trigger Bank Heist, two trigger Coin Rush, and one triggers the Money Time vault. The other 45 segments are numbers: 23 x "1", 11 x "2", 7 x "5" and 4 x "10", paying 1:1, 2:1, 5:1 and 10:1.
That works out to a combined bonus probability of 16.67% per spin, roughly one spin in six. Our last 90 days of data, 83,692 rounds, produced bonus shares of Cash Roll 7.39%, Bank Heist 3.68%, Coin Rush 3.65% and Money Time 1.96%, all within 0.3 percentage points of the published segment counts. The wheel behaves as advertised.
| Bonus | Segments | Probability per spin | Observed (90 days) | Avg spins between hits | Longest gap observed |
|---|---|---|---|---|---|
| Cash Roll | 4 of 54 | 7.41% | 7.39% | 13.5 | 145 |
| Bank Heist | 2 of 54 | 3.70% | 3.68% | 27.2 | 232 |
| Coin Rush | 2 of 54 | 3.70% | 3.65% | 27.4 | 319 |
| Money Time | 1 of 54 | 1.85% | 1.96% | 50.9 | 448 |
| Any bonus | 9 of 54 | 16.67% | 16.6% (30 days) | 6.0 | 60 |
Two things are worth noting. The "average spins between hits" column is exactly that, an average, not a countdown. And the longest gaps run well past the averages, four to nine times over in every row, which is what a random process produces over hundreds of thousands of spins.
What is the Betspot Booster and how does it change payouts?
The Betspot Booster is a two-reel mini slot mounted above the wheel that spins before every round. One reel picks a bet spot, either one of the four numbers or one of the four bonuses; the other picks a multiplier of 2x, 3x, 5x, 10x, 15x, 20x or 50x. If the main wheel lands on that same spot, the multiplier applies directly to a number payout, or it multiplies the values inside a bonus round. Some spins produce no booster at all, a blank reel.
Booster spots are not drawn evenly. Over 90 days our tracker recorded Money Time as the most frequently boosted spot at 15.0% of drawn boosters, followed by "2" and Bank Heist at 14.2% each, "1" at 13.0%, Coin Rush at 12.2%, "5" at 12.2%, Cash Roll at 11.1% and "10" least often at 8.1%.
| Booster value | Share of spins |
|---|---|
| None drawn | 11.3% |
| 2x | 47.1% |
| 3x | 21.4% |
| 5x | 11.0% |
| 10x | 5.3% |
| 15x | 2.4% |
| 20x | 1.2% |
| 50x | 0.23% |
A drawn booster only pays off if the wheel matches the spot the reel picked, which happened on 11.33% of all 90-day rounds, 9,479 of 83,692 spins. Matches on number spots show up regularly: "1" was boosted on 11.2% of its own hits, "2" on 14.3%, "5" on 11.2% and "10" on 7.3%. The largest number payouts on record all involve a 50x booster: 10 pays 500x, 5 pays 250x, 2 pays 100x and 1 pays 50x, each seen at least once.
How does Cash Roll work in Money Time?
Cash Roll opens with six golden briefcases on screen, each holding a hidden multiplier. The host rolls a physical die numbered 1 to 6, and the briefcase matching the roll is opened; its multiplier is paid to every player who bet on Cash Roll. Base briefcase values have been observed between 1x and 21x, with die 1 typically paying 1x to 5x and die 6 paying 20x to 120x. Pragmatic Play states an official range of 1x to 10x before boosters, rising to 100x, or 5,000x boosted.
Cash Roll is the most frequent bonus, landing on 4 of 54 segments (7.41% of spins). Our data shows one Cash Roll every 13.5 spins on average, with a longest gap of 145 spins over 90 days.
Over that same window the paid Cash Roll multiplier had a median of 7x, an average of 12.1x, a 90th percentile of 21x and a maximum of 200x. Rounds with a matched booster averaged 26.8x, against 10.8x when no booster landed on the spot, roughly two and a half times the payout. Half of all Cash Rolls settle at 7x or under; the booster is what pushes the outliers.
How does Bank Heist work in Money Time?
Bank Heist puts 16 numbered balls against 16 deposit boxes. Balls are drawn one at a time; each opened box reveals either a cash prize, which ends the round and pays that multiplier to everyone on Bank Heist, or a boost that raises the value of the boxes still unopened. Every player who bet on Bank Heist receives the same result, since the draw is shared. The design maximum is 800x, or 40,000x with a matched 50x Betspot Booster, which is the highest multiplier the entire game can pay.
Bank Heist sits on 2 of 54 segments, a 3.70% probability. Our tracker averaged one Bank Heist every 27.2 spins, with a longest gap of 232 spins over 90 days.
The paid distribution from 3,077 tracked Bank Heist rounds skews toward the middle: 10x accounted for 33% of hits, 20x for 30%, 5x for 11%, 3x for 7% and 40x for another 7%. Results of 100x or more made up 5.9% of Bank Heists, including single occurrences of 1,600x, 1,200x and 1,000x; the 1,600x, the biggest paid Bank Heist on record, was an 800x base result doubled by a matched 2x booster. Median across 90 days was 10x, average 24.4x, 90th percentile 40x, and a matched booster lifted the average to 62.8x, against 19.7x without one.
How does Coin Rush work in Money Time?
Coin Rush replaces the shared-result format with an individual one. An 8x8 grid of 64 coins appears, holding values from 1x to 100x plus five special "bonus booster" coins that add extra value. Each player who bet on Coin Rush picks a single coin from the grid, and that coin's value is their payout. Two players on the same spin can walk away with very different results because they picked different coins. The design maximum is 500x, or 25,000x boosted.
Coin Rush sits on 2 of 54 segments, 3.70% per spin, the same odds as Bank Heist. Our tracker averaged one Coin Rush every 27.4 spins, with a longest gap of 319 spins.
Because Coin Rush pays individually, the multiplier our feed stores is the best coin available on the grid that round, not what a typical bettor received. Read as that ceiling figure, the 90-day numbers were: median 125x, average 238x, 90th percentile 500x, maximum 5,000x, seen on three dates (2026-06-17, 2026-07-10 and 2026-07-31). A matched booster lifted the average best-coin value to 663x, against 187x without one; see below on why these figures cannot be turned into a return.
How does the Money Time bonus (the vault round) work?
The Money Time bonus, the wheel's rarest segment, sends players into a vault round where each first picks a color, red, green or blue. Three colored reels then spin, each stopping on its own multiplier, and up to three re-spins can add further value before the round locks in. A player's payout depends on the reel matching their chosen color. The design maximum is 580x, or 29,000x boosted.
The Money Time bonus sits on a single segment, 1 of 54, a 1.85% probability, and it is the rarest trigger by a wide margin. Our tracker averaged one hit every 50.9 spins over 90 days, close to the theoretical 54, with a longest observed gap of 448 spins.
As with Coin Rush, our feed stores the best of the three reels in that round, not the reel a given player's color landed on. Across 1,644 tracked rounds that ceiling figure had a median of 50x, average 105x, 90th percentile 200x and a maximum of 2,500x, a 500x base result with a matched 5x booster. The distribution clustered low: 25x accounted for 34% of rounds, 50x for 23%, 100x for 14% and 500x for 4.8%, with 1,000x or more appearing 15 times. The three reels averaged roughly 57x each; the single highest reel on record was 570x. A matched booster raised the average best-reel figure to 220x, against 87x without one.
Why can't you compute a return from the Coin Rush or Money Time numbers?
Because the multiplier stored for those two bonuses is the best value on offer that round, not a paid amount. Cash Roll and Bank Heist share one outcome across every bettor, so their median and average genuinely describe what a player received. Coin Rush and Money Time do not work that way: each player picks their own coin or watches their own colored reel, so the figure our feed logs, the highest coin on the grid or the best of the three reels, is a ceiling, not a payout.
Multiplying that ceiling figure by the bonus's hit probability produces a number that looks like a return but is not one; it overstates what the bonus pays because it assumes every player picked the winning coin or landed the winning reel, which cannot happen. The same caution applies to the "5" and "10" number columns once boosted rounds are folded in, since those are overrepresented in any average taken from raw multipliers. Pragmatic Play's theoretical figure, 96.56% as the highest quoted RTP across the bonus bet spots, is the number to use for return comparisons; the full breakdown by bet is on the Money Time RTP page.
Which Money Time bonus pays the most?
It depends on what "pays" means for each bonus, since two of the four report a shared payout and two report a ceiling.
| Bonus | Probability | Median (90d) | Average (90d) | 90th pct | Max observed | Design cap |
|---|---|---|---|---|---|---|
| Cash Roll (paid) | 7.41% | 7x | 12.1x | 21x | 200x | 100x, 5,000x boosted |
| Bank Heist (paid) | 3.70% | 10x | 24.4x | 40x | 1,600x | 800x, 40,000x boosted |
| Coin Rush (best coin) | 3.70% | 125x | 238x | 500x | 5,000x | 500x, 25,000x boosted |
| Money Time (best reel) | 1.85% | 50x | 105x | 200x | 2,500x | 580x, 29,000x boosted |
Reading the paid pair: Bank Heist beats Cash Roll on every measure, median 10x against 7x and a maximum 1,600x against 200x, despite hitting about half as often. Reading the ceiling pair: Coin Rush's grid tends to hold a higher top coin than the vault round's best reel, though both reach four-figure territory when a large booster lands.
Bank Heist alone carries the game's headline number, the 40,000x design cap. None of these bonuses beat the house edge; the wheel's highest quoted theoretical RTP is 96.56%, and per-number figures are not published by Pragmatic Play. Weighing frequency against payout size for a bet spread is covered in the strategy guide.
How are Money Time bonus bets settled and paid?
You are only paid for a bonus if you had a bet on that exact spot before the wheel stopped spinning. A bet on the number 5 does not enter you into Coin Rush, and a bet on Cash Roll does not enter you into Bank Heist. If the wheel lands on a bonus you did not bet, that round produces no payout for you.
The payout is your stake multiplied by the settled bonus multiplier, or, for Coin Rush and the Money Time vault, the specific value your own coin or reel landed on rather than the grid or reel's best figure. Bet limits at the operator we checked ran from 0.10 to 4,600 per spot, though this varies by operator, and total payouts are typically subject to an operator cash cap, commonly cited around 500,000 per player per round. A round, betting window plus spin, runs roughly 45 to 50 seconds, and the game streams around the clock from Pragmatic Play's Bucharest studio.
There is no bonus buy on Money Time. It is a live broadcast with a physical wheel and physical props for Cash Roll and Bank Heist, with no feature-buy button and no way to skip to a bonus. The only lever a player controls is whether chips sit on the bonus spot when the wheel spins.
Does a bonus drought change the odds on the next spin?
No. The wheel has no memory, and each spin is an independent event with the same 54 segments every time. The Money Time bonus occupies one of those segments on every spin regardless of how long it has been since the last hit.
Our tracker recorded a gap of 448 consecutive spins without the Money Time bonus. At 1.85% per spin, the expected wait is about 54 spins, so 448 is roughly eight times that average. Going 100 spins without a Money Time hit has a probability of (53/54)^100, about 15.5%; over 200 spins it drops to roughly 2.4%. Neither figure means a hit becomes "due"; on spin 449 the odds were still exactly 1 in 54, unchanged from spin 1.
The same logic runs the other way for the more frequent bonuses. Covering all four bonus spots costs 4 units per spin and lands on 9 of 54 segments, 16.67% of the time, whether or not a bonus just hit. The probability of no bonus at all across 10 spins is 16.2%, across 20 spins 2.6%, and across 30 spins 0.4%, using (45/54) raised to the spin count. A long drought changes the cost of staying in position, not the odds on the next spin.
How to read the Money Time bonus stats on our live tracker
The live stats page draws from the same 217,141-round data set behind every figure on this page, updated as new rounds settle.
- Booster stats: the current draw's spot and value, plus the historical match rate and the frequency of each booster size.
- Bonus stats: hit counts, median and average multiplier per bonus, with Coin Rush and Money Time clearly marked as best-on-offer figures.
- Drought tracker: spins since each bonus last landed, next to the longest gap on record.
- Hot and cold, plus a probability calculator for questions like "how likely is no Money Time bonus in the next 50 spins".
Rounds paying 100x or more made up 4.6% of the last 90 days, 3,835 rounds, and 91 paid 1,000x or more, most of them Coin Rush best-coin values. The tracker reflects a big result as soon as the round settles. Busiest volume in our data falls around 10:00 and 12:00 to 15:00 UTC; that affects how full a table looks, not the odds.
Where the numbers on this page come from
Wheel composition, booster rules, bonus mechanics and design caps come from Pragmatic Play's official Money Time game rules as shown in the live client help, alongside launch coverage of the game. Money Time launched on 24 September 2025 and streams from Pragmatic Play's Bucharest studio, not Evolution, which runs the similarly structured Crazy Time. Observed hit rates, multipliers, gaps and record payouts are from the LiveCasinoData Money Time tracker, covering 217,141 rounds logged since 2026-01-07, with 90-day and 30-day figures current as of 2026-08-28; the live tracker always shows current values. For the broader RTP picture and responsible-play resources, see the RTP monitor, the Fairness Index and the Responsible Gambling Observatory; no betting pattern changes the odds on a physical wheel.
Frequently asked questions
Which Money Time bonus pays the most?
Among the two bonuses where our data reflects an actual paid amount, Bank Heist pays the most on a typical hit: median 10x, average 24.4x over 90 days, against Cash Roll's median 7x. Coin Rush and Money Time show larger numbers, but those columns record the best coin or reel on offer that round, not a specific player's payout, so they cannot be compared to Bank Heist or Cash Roll like for like.
How often does the Money Time bonus hit?
The Money Time vault sits on 1 of the wheel's 54 segments, a 1.85% chance per spin, or about once every 54 spins in theory. Our tracker measured a 1.96% share and an average gap of 50.9 spins over the last 90 days, with a longest observed drought of 448 spins.
What is the Betspot Booster in Money Time?
Before each spin, a two-reel mini slot above the wheel picks one bet spot and attaches a multiplier from 2x to 50x. If the main wheel lands on that spot, the multiplier applies. About 11.3% of spins draw no booster at all, and a 50x booster appears on only 0.23% of spins in our data.
What is the maximum win on Money Time?
The game's overall win cap is 40,000x the stake, reached on Bank Heist when its 800x design maximum lands together with a matched 50x Betspot Booster. Our tracker's largest recorded amount over 90 days was a 1,600x Bank Heist, followed by single 1,200x and 1,000x results.
Can you buy a bonus in Money Time?
No. Money Time is a live stream from Pragmatic Play's Bucharest studio with a physical wheel, and it has no bonus buy or feature buy button. The only way into Cash Roll, Bank Heist, Coin Rush or the Money Time vault is a bet placed on that spot before the wheel spins and lands there.